SwapUSDT (ERC-20) to XMR
Swap USDT (ERC-20) to Monero (XMR)
Compare live USDT (ERC-20) to XMR quotes from ChangeNOW, SimpleSwap, StealthEX and Exolix side by side, ranked by the XMR you actually receive. No account needed: you just need a Monero address to receive.
Recent USDT (ERC-20) to XMR comparison
What each provider quoted for 500 USDT, checked 9 October 2026, 19:34 UTC. These are indicative floating-rate quotes; the tool above always shows live prices.
| Provider | You'd receive | Minimum | KYC rating |
|---|---|---|---|
| ExolixBest rate | 0.95444733 XMR | 48.998966 USDT | C |
| StealthEX | 0.94655704 XMR | 11.361326 USDT | C |
| ChangeNOW | 0.9447636 XMR | 11.457461 USDT | B |
| SimpleSwap | 0.9351684 XMR | 11.686611 USDT | B |
The gap between the best and lowest quote was 2.02%. On the same trade, that difference comes straight out of what you receive, which is why comparing first matters.
About this swap
- Sending USDT (ERC-20) USDT (ERC-20) is a token on Ethereum, so it moves between Ethereum addresses. Keep a little ETH in your wallet to pay network fees whenever you send it. You send it from your own wallet to a deposit address the provider creates for this one exchange.
- Receiving XMR Monero addresses start with 4 or 8 and are 95 characters long (106 for integrated addresses). Monero hides the sender, receiver and amount of every transaction by default.
- Who holds your funds WalletExchange never does. The provider you choose holds your deposit only while it completes the exchange, then sends the XMR straight to your address.
Before you swap
- Match the network Your receiving address must be a XMR address. An address from another network can mean lost funds.
- Add a refund address If the exchange can’t complete, the provider refunds your USDT to it.
- Check the minimum Recent minimums started from 11.361326 USDT, and each provider sets its own. The tool shows the current minimum for every provider.
Questions
- How much XMR do I get for 500 USDT? At our last check, the best quote was 0.95444733 XMR from Exolix. Rates move constantly, so use the tool above for the live figure.
- Which providers can swap USDT (ERC-20) to XMR? ChangeNOW, SimpleSwap, StealthEX and Exolix. WalletExchange compares them all and ranks them by what you receive, not by what they pay us.
- Can I swap USDT (ERC-20) to XMR without KYC? None of these providers needs an account. All of them screen swaps and can hold, refuse or ask for verification on one that is flagged, and some require ID in certain countries or above set amounts, so no provider is truly "no-KYC". Our KYC and privacy ratings, from A (least) to D: ChangeNOW B (ID mandatory in some countries); SimpleSwap B (Refunds can depend on ID checks); StealthEX C (ID required above set amounts; Refunds can depend on ID checks); Exolix C (Refunds can depend on ID checks; Shares data with third-party exchanges). How we rate
- Do I need an account? No. Neither WalletExchange nor the providers require an account for a standard swap, though a provider can ask for verification if its risk checks flag a transaction. What is conditional KYC?